# Monetary Flow

Anytime royalties are for user, whether they be an  artist or label, these royalties are converted to USDC, a US-dollar backed stablecoin through Circle, and that amount of USDC stablecoin is placed inside a stablecoin liquidity pool or in short-term US Government bonds. After the minimum locked balance is reached from royalties generated by that user (currently $30) and beyond the minimum lock timeframe (currently 1 month), the user will have the ability to withdraw their royalties. \
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\&#xNAN;*NOTE: This lock period is only for the free "core" tier on the platform. If the user decides to upgrade to a paid tier, this locked amount and locked period will not apply.* \
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This stablecoin or bond liquidity pool then generates interest off of the principal royalty amount through Charged Particles' integration with the DeFi platform [AAVE](https://aave.com/) or via the current rate on those bonds, with that interest generating income for Unchained Music, and without Unchained Music taking any of the principal royalty amount itself. \
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It is worth noting that there are fixed costs to run this system, distribution costs, quality control, payment processing, core team, support, and other business expenses. In order to maintain the system as a service, users do have a minimum balance that they must maintain in the platform in order to continue using it. This balance will be achieved through placing royalties available to the user and generated by the user’s music and content into the pools mentioned above, with the minimum balance remaining locked, and with every amount above that minimum balance claimable by the user after one (1) months time in the system. The full locked balance will be claimable by the user upon leaving the distribution service if they wish to do so.


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